https://consent.dyl.com/text/preferences?campaign=CCX4073

Terms of Service
Effective Date: 02/25/2025
These Terms of Service (“Terms”) govern your access to and use of Brown-Phillips Insurance services (“Services”). By using our Services, you agree to
these Terms. If you do not agree, you must not use our Services.

1. Service Overview
   Brown-Phillips Insurance provides customer service, sales & support. Use of
   our Services is subject to these Terms and all applicable laws.
2. Eligibility
   ● To use our Services, you must be at least 18 years old and capable of
   forming a binding contract under applicable laws.
   ● Providing false information during registration or use of Services may
   result in termination of your account.
3. Privacy and Data Usage
   ● No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or
   share your personal data with third parties for marketing or commercial
   purposes.
   ● Your data is only used to provide and improve our Services, as outlined in
   our [Privacy Policy].
4. Permitted Use
   ● You may use our Services only for lawful purposes. Prohibited activities
   include:
   ○ Violating any applicable laws or regulations.
   ○ Misusing the Services to send spam, malware, or engage in
   fraudulent activities.
   ○ Attempting to disrupt or harm our Services or infrastructure.
5. Fees and Payments
   ● Use of certain Services may require payment. All fees are outlined during
   the registration or subscription process.
   ● Failure to make timely payments may result in suspension or termination
   of access to our Services.
6. Intellectual Property
   ● All intellectual property rights related to the Services, including content,
   logos, and trademarks, remain the property of Farmers Insurance.
   ● You may not copy, modify, or distribute any materials provided through
   the Services without prior written consent.
7. Account Suspension and Termination
   ● We reserve the right to suspend or terminate your account for violating
   these Terms or engaging in unlawful behavior.
   ● Termination may occur without prior notice in cases of severe violations.
8. Limitation of Liability
   ● To the maximum extent permitted by law, Brown-Phillips Insurance is
   not liable for any indirect, incidental, or consequential damages resulting
   from the use of our Services.
9. Modifications to Terms
   ● We may update these Terms at any time.
   ● Continued use of the Services after changes are made constitutes your
   acceptance of the updated Terms.
10. Governing Law
    ● These Terms are governed by the laws of Wake County, Raleigh, NC.
    Any disputes will be resolved exclusively in the courts of Wake County, Raleigh, NC. USA.
11. Contact Information
    For questions about these Terms or our Services, please contact us at:
    Email: info@brownphillips.com
    Phone: 919-874-0405

By accessing or using our Services, you acknowledge that you have read,
understood, and agree to these Terms.

Privacy Policy
Effective Date: 02/25/2025
We DO NOT sell or share your information. Your privacy is important to us, and this Privacy
Policy explains how Brown-Phillips Insurance (“we,” “our,” or “us”) collects, uses, and
protects your information when you use our services (“Services”).

1. Information We Collect
   We collect the following types of information to provide and improve our Services:
   ● Personal Information: Information you provide directly, such as your name, email
   address, phone number, and payment details.
   ● Usage Data: Information about your interactions with our Services, including IP
   address, device information, and browsing behavior.
   ● Cookies and Tracking Technologies: Data collected through cookies and similar
   tools to enhance your user experience.
2. How We Use Your Information
   We use your information for the following purposes:
   ● To provide, operate, and improve our Services.
   ● To process payments and fulfill transactions.
   ● To communicate with you about updates, promotions, and support.
   ● To ensure compliance with legal and regulatory requirements.
3. Data Sharing and Selling

● We do not sell your data: Your personal information will never be sold to third parties
for marketing or other purposes.
● We do not share your data: Your information is not shared with third parties, except
as required to provide our Services (e.g., payment processors) or comply with legal
obligations.

4. Data Retention
   We retain your information only as long as necessary to fulfill the purposes outlined in this
   policy or as required by law.
5. Your Rights
   Depending on your location, you may have the following rights regarding your data:
   ● The right to access, correct, or delete your information.
   ● The right to restrict or object to certain data processing activities.
   ● The right to withdraw consent where applicable.
   To exercise these rights, please contact us using the information below.
6. Data Security
   We implement industry-standard security measures to protect your information from
   unauthorized access, loss, or misuse. However, no system is entirely foolproof, and we
   cannot guarantee absolute security.
7. Third-Party Links and Services
   Our Services may contain links to third-party websites or services. We are not responsible
   for the privacy practices of these third parties.
8. Children’s Privacy

Our Services are not intended for individuals under 18 years old. We do not knowingly
collect personal information from children without appropriate consent.

9. Changes to This Policy
   We may update this Privacy Policy periodically. Changes will be effective immediately upon
   posting, and continued use of our Services constitutes acceptance of the updated policy.
10. Contact Us
    For questions or concerns about this Privacy Policy or your data, please contact us:
    Email: info@brownphillips.com
    Phone: 919-874-0405
    Address: 4940 Windy Hill Dr Ste B, Raleigh, NC 27609
    By using our Services, you acknowledge that you have read, understood, and agree to this
    Privacy Policy.